This calculator projects whether your current savings and monthly contributions will be enough to cover your expenses through retirement — factoring in inflation on future expenses, expected investment returns before and after retirement, and your life expectancy, to estimate whether you're on track or need to save more.
Example: someone 30 years old planning to retire at 60 with current monthly expenses of ₹30,000 and a monthly SIP of ₹10,000 gets a projected retirement corpus and whether it's likely to last through their estimated life expectancy.
This tool projects your future monthly expenses using inflation, calculates the retirement corpus you will need to sustain those expenses through your retirement years, and compares it against your projected savings growth from your current investments and monthly SIP.
It estimates how much you need to save to retire comfortably based on your current expenses, savings, and expected returns.
It projects your future monthly expenses using inflation, then calculates the retirement corpus needed to sustain those expenses through your retirement years.
It compares the required retirement corpus against your projected savings growth from your current investments and monthly SIP contributions.
It uses your current expenses, existing savings, and expected rate of return to build its projection.
Yes — enter your expected annual inflation rate, and the calculator adjusts your projected future expenses accordingly, since $3,000/month in living costs today will likely cost significantly more in 20-30 years.