Calculate your loan EMI and view a full month-by-month or year-by-year amortization schedule showing principal, interest, and remaining balance.
| Year | Interest | Principal | Ending Balance |
|---|
This calculator breaks a loan into its full month-by-month (or year-by-year) payment schedule, showing exactly how much of each EMI goes toward interest versus principal over the life of the loan. Early payments are interest-heavy; later payments shift toward paying down principal — this tool shows that shift explicitly.
Example: a ₹25,00,000 loan at 8.5% for 20 years works out to a fixed monthly EMI, with the schedule below showing how the interest-to-principal ratio in each payment changes from the first year to the last.
This tool calculates your fixed monthly EMI based on the loan amount, interest rate, and tenure, then breaks down every payment into principal and interest components across the life of the loan, showing exactly how your outstanding balance reduces over time.
It calculates your loan EMI and shows a full month-by-month or year-by-year amortization schedule with principal, interest, and remaining balance.
The EMI is calculated based on the loan amount, interest rate, and tenure you enter.
It breaks down every payment into its principal and interest components across the life of the loan.
Yes, the schedule shows exactly how your outstanding balance reduces with each payment over the life of the loan.
Yes — switch between a detailed month-by-month view (useful for tracking exact payments) or a condensed year-by-year summary (useful for seeing the big-picture payoff trajectory).