Estimate the future value of your investments based on an initial lump sum, monthly contributions, expected annual return, and optional yearly step-up.
| Year | Invested Amount | Growth | Total Value |
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This tool projects the growth of your investment by compounding an initial lump sum and monthly contributions at your expected rate of return, optionally increasing your contribution each year through a step-up percentage, and shows a full year-by-year or month-by-month breakdown of invested amount, growth, and total value.
It estimates the future value of your investments based on an initial lump sum, monthly contributions, expected annual return, and an optional yearly step-up.
It projects growth by compounding an initial lump sum and monthly contributions at your expected rate of return.
The step-up option lets you optionally increase your monthly contribution each year by a chosen percentage.
It shows a full year-by-year or month-by-month breakdown of invested amount, growth, and total value.
Yes — enter both an initial lump sum and a recurring monthly contribution, and the calculator compounds growth on the combined total, which typically grows your balance faster than a lump sum alone.