Estimate the future value of your investments based on an initial lump sum, monthly contributions, expected annual return, and optional yearly step-up.
| Year | Invested Amount | Growth | Total Value |
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This calculator projects how an investment grows over time, combining a lump-sum initial investment with regular monthly contributions and an expected annual return — including an optional yearly step-up on your contribution amount, useful for modeling a SIP (Systematic Investment Plan) that increases as your income grows.
Example: starting with ₹1,00,000 and contributing ₹5,000/month at an expected 12% annual return over 10 years shows the projected corpus, separating your total contributions from the growth earned on top.
This tool projects the growth of your investment by compounding an initial lump sum and monthly contributions at your expected rate of return, optionally increasing your contribution each year through a step-up percentage, and shows a full year-by-year or month-by-month breakdown of invested amount, growth, and total value.
It estimates the future value of your investments based on an initial lump sum, monthly contributions, expected annual return, and an optional yearly step-up.
It projects growth by compounding an initial lump sum and monthly contributions at your expected rate of return.
The step-up option lets you optionally increase your monthly contribution each year by a chosen percentage.
It shows a full year-by-year or month-by-month breakdown of invested amount, growth, and total value.
Yes — enter both an initial lump sum and a recurring monthly contribution, and the calculator compounds growth on the combined total, which typically grows your balance faster than a lump sum alone.